CREDIT IMMOBILIER: INTEREST RATES ARE STILL LOW
The real estate credit interest rates that remained historically low in recent years are in March 2021 still between 0.72% and 1.10% over 20 years and 0.91% to 1.35% over 25 years according to Cécile Roquelaure (Spokesperson for Empruntis interviewed in Le Grand rendez-vous de l'immobilier).
Credit conditions were tightened in 2020 and, good news, they have been relaxed since January 27, 2021.
The debt ratio increased by 2 percentage points from 33% to 35%. In addition, the term of the loan is extended by a maximum period of “2 years of deferred amortization in cases where the date of entry into use of the property is delayed in relation to the granting of the credit”.
Primary objective: to promote home ownership.
More information on:http://www.century21.fr/edito/article/credit-immobilier-les-taux-demprunt-nont-jamais-ete-auss/
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